About Roy Varner at CrossCountry Mortgage | NMLS# 297675 · Houston
CrossCountry Mortgage, LLC is a nationwide mortgage lender headquartered in Cleveland, Ohio, founded in 2003 by Ron Leonhardt. It operates over 700 branches and serves customers across all 50 states, D.C., and Puerto Rico. The company is America’s #1 Retail Mortgage Lender, closing over 131,000 home purchases in 2025. It offers more than 120 loan solutions including conventional, jumbo, FHA, VA, and rural programs, and is a direct lender and approved seller/servicer by Freddie Mac, Fannie Mae, and Ginnie Mae.
CrossCountry Mortgage, LLC is a large-scale retail mortgage lender that provides home purchase, refinance, and home equity loans across the United States. Founded in 2003 by CEO Ron Leonhardt, the company has grown to employ over 7,000 people and operate more than 700 branches. It is recognized as America’s #1 Retail Mortgage Lender and has been named the nation’s top retail lender by industry publications. The company offers over 120 loan programs, including government-backed and specialized options for veterans and rural buyers. Headquartered in Cleveland, Ohio, it also has a corporate office at 2160 Superior Avenue, Cleveland, OH 44114. The company emphasizes fast, clear home loans and has received multiple awards for growth and culture.
- In business
- since 2003
- Owner
- Ron Leonhardt
- Serves
- All 50 states, D.C., and Puerto Rico
About Us
Back in 2003, our founder and CEO, Ron Leonhardt, started CrossCountry Mortgage (CCM) with one goal: become a nationwide mortgage lender that helps people with clear and fast home loans. Fast forward to years later and we’ve done just that — and became America’s #1 Retail Mortgage Lender.
Who We Are
CCM is America’s #1 Retail Mortgage Lender. We have more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. In 2025, our team closed over 131,000 home purchases — making 1 in 30 homes a CCM home.
Loan Programs
We offer more than 120 purchase, refinance and home equity solutions — ranging from conventional and jumbo mortgages to government-insured programs from FHA and programs for Veterans and rural homebuyers — and we are a direct lender and approved seller and servicer by Freddie Mac, Fannie Mae and Ginnie Mae.
Headquarters
While we’re a nationwide company with branches serving communities around the country, our main home sweet home is in Cleveland, Ohio. Our downtown state-of-the-art HQ gives local employees everything they need to do their job — and have fun while doing it.