About OneMain Financial · Austin
OneMain Financial is a nonprime credit provider offering personal and auto loans to customers with less-than-perfect credit. Based in Evansville, Indiana, it operates over 1,300 branches across 47 states, including an Austin, Texas location at 1212 W Parmer Ln. The company focuses on helping customers manage financial emergencies, consolidate debt, or cover major expenses with fixed-rate, fixed-payment loans that include no prepayment penalties. It emphasizes financial wellness through tools like free monthly credit score updates and personalized loan counseling.
OneMain Financial serves hardworking Americans who may not qualify for traditional bank loans by offering accessible, responsible credit options. Its Austin branch, located at 1212 W Parmer Ln, provides personal loans from $1,500 to $30,000 with terms from 24–60 months and APRs ranging from 11.99% to 35.99%. The company supports customers through in-person consultations, phone appointments (including after-hours), and online applications. It emphasizes transparency, no prepayment penalties, and financial education to help customers build credit and manage budgets. The business is not affiliated with the Catholic Church or any Catholic organization, and its mission is secular and focused on financial inclusion for nonprime borrowers.
- In business
- over 100 years
- Serves
- 47 states, including Austin, TX
About OneMain Financial
OneMain Financial is the leader in offering nonprime customers responsible access to credit. We are committed to being the partner of choice and empowering our customers to reach a better financial future. Our team helps customers meet critical financial needs, including debt consolidation, home and auto repair, medical procedures, and other major expenses.
Services Offered
We provide personal and auto loans from $1,500 to $30,000. We provide financial tools and resources to improve customers’ financial health. Free monthly credit score updates empower customers to track their progress.
- Personal loans
- Auto loans
- Debt consolidation
- Emergency loans
- Medical loans
- Auto refinance
- Credit cards
- Insurance
- Mortgage payment solutions
Why Choose OneMain?
We never charge prepayment penalties. We provide critical access to safe and affordable credit options to meet customer needs. Access to responsible credit is increasingly vital — almost 40% of American adults wouldn’t be able to cover a $400 emergency with cash, savings or a credit-card charge that they could quickly pay off, a Federal Reserve survey finds.
- A Loan You Can Afford
- Easy to Understand Pricing and Terms
- No Pressure and Fair Treatment
- Customer Satisfaction Guarantee
- Help When You Need It