About Austin Capital Mortgage · Austin
Austin Capital Mortgage is a full-service mortgage banker based in Austin, Texas, operating since 1996. It specializes in helping homebuyers and refinance applicants find mortgage solutions through a network of over 100 lending partners, offering in-house funding and processing to streamline approvals and closings. The company has funded more than $7 billion in residential loans and serves a wide range of borrowers, including self-employed individuals, first-time buyers, and business owners. It emphasizes personalized service, ethical lending, and fast turnaround times, with claims of 100% customer satisfaction and 5-star reviews.
Austin Capital Mortgage, a division of Aspire Home Loans LLC, is a mortgage banker that has been in business since 1996. It offers a hybrid model combining direct lender certainty with multi-lender marketplace access, enabling faster approvals and better pricing. The company funds residential loans in-house, managing origination, processing, underwriting, closing, and funding to ensure a streamlined experience. It claims to have helped over 20,000 borrowers and works with diverse income types and loan scenarios. Services include cash-out refinance, rate & term refinance, conventional, FHA, and self-employed mortgage programs. The company is headquartered in Austin, TX, and markets itself as Texas’ top mortgage bankers with a 30-year track record. It does not identify as Catholic or faith-based in any way.
- In business
- since 1996
- Serves
- Austin, TX (implied; no broader service areas stated)
- Rating
- 400+ Five-star reviews (Google · Zillow · Bankrate)
About
Austin Capital Mortgage is a full-service mortgage banker that has funded more than $7B in residential loans since 1996. By sourcing the best market rates and managing the entire mortgage process in-house, we deliver a 5-star customer experience and a guaranteed path to homeownership in as little as 7 to 21 days.
- 30 Years in business
- 400+ Five-star reviews
- 23 Five-star reviews
- 100% Customer satisfaction rate
- 3+ Decades of delivering Mortgage solutions for every homebuyer
- Served over 20k+ borrowers
- Works with self-employed, first-time buyers, business owners, and W2 employees
Why Choose Us
Our unique hybrid model provides the certainty of a direct lender with the competitive choice of a multi-lender marketplace. We combine ethical lending practices, personalized service, and innovative solutions to redefine what it means to be a mortgage lender.
- Multi-lender marketplace access
- In-house mortgage execution
- Same day pre-approval
- Faster closing
- Dedicated loan officer support
- Ethical lending practices
Loan Programs
We offer a variety of mortgage programs to fit every scenario, including cash-out refinance, rate & term refinance, conventional, FHA, and self-employed mortgage options.
- Cash Out Refinance
- Rate & Term Refinance
- Conventional Home Loan
- FHA Loan
- Self Employed Mortgage