About 1st Franklin Financial · Colonial Heights
1st Franklin Financial is a personal loan provider with roots dating back to 1941, operating over 370 branches across the Southeast. Their Colonial Heights, VA branch offers installment loans ranging from $600 to $15,000, with flexible terms and low monthly payments. The branch is located at 637 Southpark Blvd and serves customers in nearby communities including Chester, Hopewell, Richmond, and Chesterfield County. They emphasize transparency, no hidden fees, and same-day approval potential for qualified applicants.
1st Franklin Financial provides personal loans to individuals and families in need of funds for unexpected expenses, home improvement, medical bills, weddings, or debt consolidation. Their Colonial Heights branch, located in a strip mall near T-Mobile, offers in-person applications without appointments and accepts applications online, over the phone, or in person. Loans are underwritten based on multiple financial factors, not solely credit score. The company has been in business since 1941 and is licensed in 10 states including Virginia. They support local charities and community initiatives, but do not identify as a Catholic-owned or faith-based organization.
- In business
- since 1941 / over 80 years
- Owner
- Ben F. Cheek (first auto loan in 1941)
- Serves
- Colonial Heights, VA; Chester, Hopewell, Prince George, Dinwiddie, Richmond, Sutherland, Emporia, Ford, and Chesterfield County
- Rating
- 4.9 out of 5 (104 reviews)
About This Branch
1st Franklin Financial offers multiple branch locations in Virginia, including a Colonial Heights branch. Here, we help individuals and families get the personal loans they need to catch up, get ahead, and live their lives. In Colonial Heights, you’ll find us in a strip mall right next to T-Mobile. Southpark Mall is about a quarter mile from us. For your convenience, we have a parking lot in front of our branch office. Feel free to park anywhere you like and come on it. You don’t need an appointment to meet with our Colonial Heights staff to ask questions about our loans, nor do you need to schedule in advance to complete your loan application in person.
Why Choose 1st Franklin?
We offer clear, simple fixed rates and payments, with no hidden fees or surprises. You could get the funds you need the same day — sometimes in as little as a few hours! We’ve been in the business of providing financial solutions for our friends and neighbors for over 80 years.
Loan Details
Our Colonial Heights loans range from $600 to $15,000. To qualify for a loan, the first step is to complete our application. We accept applications online, over the phone, and in person at our Colonial Heights branch. We pull credit as part of the review process for each loan application. However, we also look at numerous other factors to understand your broader financial situation and don’t base our loans on credit score alone.