About Farnam Financial · Phoenix
Farnam Financial is a Phoenix, Arizona-based registered investment advisory firm founded in 2019, serving high-net-worth clients with over $2 million in investible assets, especially those nearing or in retirement. The firm offers comprehensive financial planning services including retirement, investment, tax, and estate planning, delivered through a structured 'Financial Castle System' designed to build personalized financial security. It operates nationwide via video and phone, with no commissions or hidden fees, and covers trading commissions for clients via Charles Schwab.
Farnam Financial, headquartered in Phoenix, Arizona, was founded in 2019 by Jonathan D. Bird, CFP®, CWS®, and serves clients with over $2 million in investible assets, particularly those approaching or in retirement. The firm provides tailored financial planning through its 'Financial Castle System,' which includes retirement planning, investment management, tax planning, social security and income planning, risk management, insurance review, and estate plan review. Services are delivered via scheduled calls, ongoing updates, and personalized guidance. Farnam charges a fee structure of 1% on the first $2 million, 0.6% on the next $8 million, and 0.3% on amounts over $10 million, with no additional fees for services like tax or estate planning. The firm covers 100% of trading commissions via Charles Schwab. It is SEC-registered but does not offer legal or tax advice, advising clients to consult their own professionals. The team includes founder Jonathan D. Bird and wealth advisors Greg Bradstreet and Melinda Agosta. The firm operates nationwide remotely and emphasizes fiduciary responsibility and client-first service.
- In business
- since 2019
- Owner
- Jonathan D. Bird, CFP®, CWS®
- Serves
- Nationwide (via video and phone)
About Farnam Financial
Founded in 2019 by Jonathan D. Bird, CFP®, CWS®, Farnam Financial serves high-net-worth clients with over $2 million in investible assets, especially those nearing or in retirement. The firm is headquartered in Phoenix, Arizona but operates nationwide via video and phone.
What We Offer
Farnam Financial provides comprehensive financial planning services including retirement planning, investment management, tax planning, social security and income planning, risk management, insurance review, and estate plan review.
- Retirement Planning
- Investment Management
- Tax Planning
- Social Security & Income Planning
- Risk Management & Insurance Review
- Estate Plan Review
How We Deliver It
Clients begin with an introductory call to assess fit, then follow the 'Financial Castle System' — a proven process to build a personalized financial plan. Ongoing service includes updates, education, and protection of client assets.
- Introduction call
- Financial Castle System
- Ongoing service
Fees & Structure
Farnam charges 1% on the first $2 million, 0.6% on the next $8 million, and 0.3% on amounts over $10 million. There are no additional fees for services like tax or estate planning. Trading commissions are covered 100% by Charles Schwab.
- 1% on first $2M
- 0.6% on next $8M
- 0.3% on amounts over $10M
- No additional fees
- Covers 100% of trading commissions