About 1st Franklin Financial · Houston
1st Franklin Financial is a financial services company with roots dating back to 1941, founded by Ben F. Cheek in Toccoa, Georgia. It operates over 370 branches across the Southeastern United States, offering personal loans, debt consolidation, and sales financing. The company emphasizes honesty, transparency, and community support, serving customers in Texas, including Houston, with fast, flexible loan options. It is not identified as Catholic-owned or faith-based in any of the provided text.
1st Franklin Financial provides personal loans, debt consolidation, and sales financing with flexible terms and low monthly payments. Based in Toccoa, Georgia, the company has been in operation since 1941 and serves over 10 states, including Texas. Its Houston branch, located at 9150 South Main Street, Suite H-2, serves residents of South Houston, East Houston, and Southeast Houston. The company offers same-day approval and funding in some cases, and its services are available both in-branch and online. It is licensed in multiple states and emphasizes transparency, no hidden fees, and community involvement through charitable donations and youth sports support. There is no mention of Catholic ownership, faith-based mission, or Catholic community relevance in the provided text.
- In business
- since 1941
- Owner
- Ben F. Cheek
- Serves
- Southeastern United States, including Texas (Houston, Pearland, Missouri City, Pasadena)
- Rating
- 4.9 out of 5 (103 reviews)
About Us
From our roots in 1941, 1st Franklin has been dedicated to offering trusted financial solutions to our local communities. Today, we proudly continue that mission with over 370 branches throughout the Southeast.
- Founded in 1941 by Ben F. Cheek
- Serves 10 states, including Texas
- 6 million+ loans made, $13 billion+ loaned
- Over 80 years of experience
- Licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, FL
Why Choose 1st Franklin?
We offer clear, simple fixed rates and payments, with no hidden fees or surprises. You could get the funds you need the same day — sometimes in as little as a few hours!
- Honesty and transparency
- No hidden fees
- Same-day approval and funding
- Flexible loan terms (15–60 months)
- Loan amounts from $3,500+
Community Involvement
We support local and national charities, including homeless shelters, food banks, American Cancer Society, St. Jude Children’s Research Hospital, and more. We also support youth sports and team-building activities.
- Charity partners: American Cancer Society, American Heart Association, United Way, March of Dimes, St. Jude Children’s Research Hospital, Susan G. Komen Foundation, U.S. Armed Forces
- Supports youth sports and team-building
- Employees involved in community events