About 1st Franklin Financial · Temple
1st Franklin Financial is a personal loan provider with roots dating back to 1941, operating over 370 branches across the Southeast. Their Temple, TX branch offers installment loans up to $15,000 with flexible terms and low monthly payments, serving residents of Temple and surrounding areas including Killeen, Copperas Cove, and Waco. The company emphasizes honesty, transparency, and community support, with a mission to empower local communities through financial literacy and accessible lending.
1st Franklin Financial provides personal loans to individuals in need of short- or long-term financing for unexpected expenses, medical bills, home improvements, or other life events. Their Temple branch, located at 4311 S 31st Street, Suite 110, serves not only Temple residents but also those in nearby communities such as Killeen, Copperas Cove, and Waco. Loans are available up to $15,000 with repayment terms from 15 to 60 months. The company reviews applicants’ credit but also considers other factors beyond credit score. They offer same-day approval and funding under certain conditions, and their services include loan consultations, payment processing, and customer support. The company has been in business since 1941 and is licensed in multiple states including Texas. They also support local charities and youth sports programs as part of their community involvement.
- In business
- since 1941
- Owner
- Ben F. Cheek (first auto loan in 1941)
- Serves
- Temple, TX and surrounding areas including Killeen, Copperas Cove, Harker Heights, Nolanville, Troy, Salado, Jarrell, Waco, Lampasas, and Cameron; also serves Bell County and surrounding counties of Coryell, Lampasas, McClennon, Falls, and Milam
- Rating
- 4.8 out of 5 (147 reviews)
About This Branch
1st Franklin Financial has a local branch in Temple, Texas, where we can assist you with fast and friendly personal loans. We provide Temple-area residents with short- and long-term installment loans with payment plans that fit your unique situation. We are proud to offer many branch locations throughout Texas, including our Temple branch, to help the local community here.
Why Choose 1st Franklin?
We offer clear, simple fixed rates and payments, with no hidden fees or surprises. You could get the funds you need the same day — sometimes in as little as a few hours! We’ve been in the business of providing financial solutions for our friends and neighbors for over 80 years.
Our Impact
We service 10 states, have made 6 million+ loans, and have loaned $13 billion+. Our mission is to empower local communities through financial literacy and dedicated support.